How Permanent Disability
Affects Personal Injury Claims

Personal injury claims can help people who have been hurt by others’ negligence get financial compensation for their injuries. This financial restitution can help you pay medical bills, get the therapy you need and make up for lost wages. Financial compensation is even more important when your injuries are permanent.

Your personal injury claim may be the one chance you have to get the money you need to deal with your long-term or permanent injury. Insurance companies will try to pay as little as possible regardless of your injuries. You may have to live with these injuries for years to come or even for the rest of your life. You should consult a personal injury attorney to give you the best shot at a fair and just recovery.

Permanent Disability

When is a Personal Injury Considered a Permanent?

An injury is a permanent injury when any of its effects will continue throughout the injured person’s life.  These effects may include medical expenses, loss of earnings, pain and suffering, scarring or disfigurement and partial or total loss of use of part of the body.

What Exactly is Considered a Personal Injury?

A personal injury is any injury to the body, mind, or emotions. Personal injury does not encompass damage to property. Many different things can cause personal injury, but some of the most common causes are:

  • Car and trucking accidents
  • Boating and motorcycle accidents
  • Slip-and-fall accidents
  • Railroad accidents
  • Dog bites
  • Pedestrian accidents
  • Medical malpractice
  • Nursing home abuse
  • Sexual abuse

Common Residual and Permanent Injuries

Personal injuries caused by abuse can have long-lasting physical and emotional effects that vary greatly from case to case. Accidents can also cause a wide range of injuries, but many accidents result in the following residual and permanent injuries.

Scars, Burns, and Disfigurement

Permanent Disability Blindness

Scarring is one of the most common permanent residual injuries. Scarring can result from the original injury or subsequent medical treatment. Scarring, burns, and disfigurement not only cause cosmetic issues; they can cause inflexibility, loss of mobility and chronic pain.

Social biases exist when it comes to determining compensation for scarring, burns and disfigurement. Even though insurance adjusters are supposed to be unbiased, certain prejudices can affect the outcome of your settlement. The most common prejudices are related to age and gender. For instance, insurance companies may offer less money to a male than a woman who has an identical scar. In another scenario, a young single woman may receive more compensation than an older married woman with the same disfigurement.

Your personal injury attorney can help you confront these biases to get you the compensation you deserve.

Musculoskeletal System Injuries

Musculoskeletal injuries involve muscles, bones, tendons and ligaments. They are especially common in car accident victims. Some examples are broken bones, limb amputation, severe burns, spinal cord injuries and joint injuries. These types of injuries can drastically affect motor skills and your ability to perform standard tasks.

Impairments

Traumatic Brain Injury DisabilityNot all permanent disabilities are visible. Many accidents cause impairments that can affect day-to-day life. Traumatic Brain Injuries (TBI) are quite common in car crashes and other accidents that inflict brain trauma. TBIs can be devastating and truly life-altering, with symptoms like:

  • Chronic headaches
  • Unconsciousness
  • Extreme fatigue
  • Disrupted sleep
  • Confusion
  • Incoordination
  • Numbness
  • Nausea and vomiting
  • Mood swings
  • Impaired speech
  • Worsened motor skills

Non-visible permanent injuries can also include other neurological disorders, hearing impairment, vision impairment, speech impairment, mental impairment and emotional and psychological suffering.

Insurance Settlements for Permanent Injuries

Permanent injuries can result in a myriad of damages from short-term medical treatment to long-term therapies, and from a change in physical abilities to the inability to work for the rest of your life.

Damages can include, but are not limited to:

  • Hospital stays
  • Prescription medication
  • Physical therapy
  • Loss of income due to the inability to work as much or at all
  • Loss of income due to the inability to perform your previous job
  • Training for a new position due to the inability to perform your previous job
  • Inability to enjoy past hobbies
  • Physical and emotional pain

Regardless of the permanency of the injuries, insurance companies will try to pay as little as possible. An experienced attorney, however, can help you fight for the compensation you need to deal with your injuries for the rest of your life.  Most attorneys offer a free consultation to discuss your or a loved one’s potential case.

Compensation for Long-Term or Permanent Injury in North Carolina

In North Carolina, you can receive compensation for many factors if you were injured due to another’s negligence. You may be able to receive compensation for:

  • Medical bills (past, present, and future)
  • Lost wages for time away from work
  • Lost income due to change in work position due to your injuries
  • Scarring and disfigurement
  • Pain and suffering
  • And more

North Carolina Statute of Limitations for Personal Injury Claims

There is a statute of limitations for filing a personal injury claim in North Carolina. To protect yourself, you should contact an attorney immediately. A personal injury attorney can explain the process of filing a personal injury lawsuit and discuss your options. But you must file a claim before the statute of limitations runs out or it will be forever barred.

Asheville NC Personal Injury Lawyer

Do not settle for the bare minimum if you or a loved one have a permanent injury because someone else was negligent. It is very easy to lose sight of the future when you are trying to get through the initial trauma of an accident. We at Fisher Stark, P.A. do not want your suffering to continue because of unfair compensation.

If you live in or around Asheville, NC, the experienced personal injury attorneys at Fisher Stark, P.A. can help you. Contact us today to discuss your options. Your initial consultation is completely free.