“Who Pays My Medical Bills After an Accident?”

An individual sustained a personal injury in a motorcycle wreck, through no fault of their own.

The injuries suffered were a result of the negligence of another driver. However, the accident victum was informed by another attorney that they were only entitled to recover the liability limits of the negligent driver’s insurance policy.

The individual’s question was, shouldn’t that person or their insurance company, be responsible for paying all of his medical bills that resulted from the wreck?

The short answer is, yes.

The person that was driving and caused the wreck should be responsible for all those medical bills and other damages that they caused in the accident.

However, in North Carolina, like many states, the liability limits of the policy are the extent of what an insurance company will likely have to pay in the event of a claim against their insured.


We invite you to watch the video below for information from Asheville personal in attorney Brad Stark of Fisher Stark to learn about more limits to compensation in a settlement:

Why You May Need a Personal Injury Lawyer to Help You

So in this particular example, it may be possible – depending on the assets of the person who caused the wreck – to exhaust the liability limits on their insurance policy and still be able to continue legal efforts to try and collect monies from the responsible person.

Those efforts would go outside the limits of the liability policy and look at other assets that person may have.

Often times this means that to get your max conpensation you deserve, will take some creativity, and some deep digging on the part of your attorney.

Here at Fisher Stark, we like to think we’re fully capable and qualified to do just that – after we’ve done it a time or two in the the past.

But it’s really an analysis that needs to be made after the accident has happened, obviously, and after some due diligence. So if you find yourself in that situation, we strongly recommend contacting an experienced personal injury attorney and letting them take a look at your case.

Please remember that every case is unique and requires specific analysis. If you think you need the services of one of the injury attorneys here at Fisher Stark, we highly encourage you to contact us.